TY  - BOOK
AU  - Derico,Laura
AU  - Kamstra,Angela
TI  - Good habits for God's kids: give, save, spend 
T2  - A Happy day book
SN  - 0784715084 (paperback)
PY  - 2004///]
CY  - Cincinnati, Ohio
PB  - Standard Publishing
KW  - Finance, Personal
KW  - Juvenile fiction
KW  - Conduct of life
KW  - Etiquette for children and teenagers
KW  - Friendship
N1  - Ages 3-7
N2  - Howard's savings bank is always empty!  His friends help him see that he can take care of his money by spending some, saving some, and giving some back to God. Includes tips for using money wisely.--Back cover; Ephesians 5:15 says, "Be very careful, then, how you live - not as unwise but as wise, making the most of every opportunity." This storybook is part of a Happy Day series designed to help children learn about the good habits of wise living.--Back cover
ER  -